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American Nightmare: Predatory Lending and the Foreclosure of the American Dream

American Nightmare: Predatory Lending and the Foreclosure of the American Dream
Homeowners who can't borrow from banks have long turned to the subprime lending industry for mortgages. Increasingly, that industry has turned on them by charging outrageous fees and usurious interest, and then taking their homes through foreclosure. Richard Lord explores the spread of predatory lending practices. And it tells the stories of borrowers who've been taken, contractors and brokers who've been co-opted, lenders who've cheated-and the world's biggest financial titans, who've cashed in. A battle is taking shape that could determine whether home ownership for working people will be an achievable dream or an American nightmare. Richard Lord is a writer for the "Pittsburgh City Paper whose work on subprime lending has won numerous awards.



Bernhard Gutmann: An American Impressionist by Percy North,
Bernhard Gutmann: An American Impressionist by Percy North,
A Major Impressionist and Post-Impressionist, Bernhard Gutmann (1869-1936) recorded his travels and the joys of family life in paintings distinguished by luscious color and an exuberant sensibility. He was not only a painter who received serious critical acclaim during his lifetime but also a beloved teacher, a successful illustrator, and a master of ceramic and graphic art. In addition, Gutmann had a great influence on American regional art: he organized the still-thriving Lynchburg Art Club in Virginia and later helped establish the influential Silvermine Guild of Artists in New Canaan, Connecticut. Born and educated in Germany, Gutmann arrived in the United States at the age of twenty-three. From modest beginnings - he emigrated to Virginia to work as an electrician - he quickly rose to become the first superintendent of drawing in the Lynchburg public schools. After moving to New York and marrying Bertha Goldman, granddaughter of the founder of the investment banking firm Goldman Sachs, he was financially secure and free to concentrate on his art alone. The last decades of his life were spent in Connecticut, where he raised his family, and in traveling to Europe with his wife and daughters. Because Gutmann had no need to sell his art, it remained with his family rather than going to the galleries, auction houses, and museums that would have kept it in the public eye. His work therefore was little known from his death until his "rediscovery" in 1988, when Gutmann was lauded as "an American Gauguin". Percy North's authoritative text - interwoven with private journals and letters as well as reviews and other period commentary - captures the spirit and the skill of this charming andextremely gifted artist. Gutmann's affectionate and incisive portraits, his foreign genre scenes and landscapes, and his tranquil still lifes are lavishly reproduced in this handsome volume, which will enchant all those who finally have the pleasure of discovering Gutmann's work.



American School in London - The American School in London is an international school in St John's Wood, London, England. Established in 1951 by Stephen Eckard, it claims to be the oldest American school in the city and to be the only non-profit American school in England.

American International School of Vienna - The American International School Vienna is a not-for-profit school international school made up structurally of the parents of each student at the school, and located in Vienna, Austria. The school operates, in part, under the sponsorship of the United States Ambassador to Austria and awards the American Diploma, which all graduates receive.

Singapore American School - The Singapore American School (SAS) is a private international school in Singapore. Established in 1956, the school offers an American-based curriculum from preschool through to Grade 12 for approximately 3,700 expatriate students, making it the largest international school in the world.

American School of Antananarivo - The American School of Antananarivo (ASA) is an international school in Antananarivo, Madagascar, founded in 1969. It is an independent, coeducational school for pre-school to grade 12, and classes are taught in English following the curriculum of US public school.



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